NAVI PERSONAL LOAN DETAILS
If You Interested in loan or Thinking to Plan For Loan, You are at Right Place where You can Get Full & Genuine Details of Navi Loan . At Some Moment of life we Get Need for Loans , it can Be any Type of Emergency like any type of Health Issues , Repay Of Educational Loan or Credit card Repayment or any other type. Almost 10 Million Downloads are done, it App size is 28.84 Mb, Latest Version of 2.4.0 which is Offered By Navi.com . We will See all in Details About Navi Loan . Let’s See
WHAT IS NAVI LOAN?
Navi Loan Is Nothing But a Loan app which Provides Loans to People who are in Need of it . This app is launched In Few Months ago & Helping to Get Instant Loan with Some Documents ,with Decent Amount Of Interest Rates .
How To Apply For Navi
Loan
To Get Loan From Navi is Super Easy
1. First User Must Download Navi app From Google Play Store
2. Then user Must Register their Mobile Number in Navi APP
3. Fill in All The Required Details which is Asked in this app( Details are also Provided Below)
4. User Must Enter amount of EMI & LOAN Which they want to opt
5. Complete The process of Self Verification KYC, i.e. Taking Photo of user , Adhar Card , Pan Card Number .
6. Enter Your Correct Details of Your Bank Account in Navi App
7. Once You are Verified & Approved You can Get Instant Money Transfer into your Bank Account.
NAVI LOAN APP EMI PAYMENTS
You can Re-Pay Your Loan Monthly i.e is by EMI By various payment methods . EMI Depends on Your Loan Amount .
NAVI LOAN FINENSERV
Navi app is owned by Navi Technologies Private Limited Providing Financial Services, Where You can Avail Personal Loans, Housing Loans and Health Loans.
The Loans are Provided By Navi Finserv Private Limited Which is a Registered Non-Deposit Taking Systemically important Non-Banking Financial Company Registered and Regulated by the RBI. Health insurance Limited, Registered By insurance Regulatory and Development Authority.
NAVI LOAN DOCUMENTS
REQUIRED
Indian Nationality Document
Adhar Card
Pan Card
Salary Proof
NAVI LOAN
ELIGIBILITY
You Must Be Citizen of India.
Age Should Be Between 18-65 Years .
You Should Have Salaried Job or Self-Employed .
You Should Have Decent Amount of Credit Card Score , Minimum Credit Card Score Should Be 650 to Qualify The Navi Loan.
NAVI MINIMUM &
MAXIMUM LOAN AMOUNT
The Minimum one can Opt For Navi Loan is Rs 10,000 & Maximum It can Be Up to 20 Lakhs.
NAVI LOAN MINIMUM
SALARY
If Your are Salaried Employ Then You Should Have Minimum 10,000 to 15,000 . Or It can be Vary From Your Loan Amount .
NAVI LOAN INTREST
RATES , RE-PAY TENURE , PROCESSING FEE & OTHER CHARGES
Navi Personal Loan % may Vary From 9.9% to 36% Per Annum .( This Interest Rate may Vary From Loan Amount , Tenure & other Criteria Which is Clearly Mentioned in Navi app)
If You Opt for Navi Loan You will Require To Pay Processing (It is Mandatory for all Loan Borrowers’) . That is 3.99% - 6% .
The Tenure for Re-Payment for Navi loan is 3 to 72 Months.
There’s No other Fore closure Fee or Collateral Charged .
NAVI LOAN
CUSTOMER CARE
For any Quires you can E-mail on help@navi.com
Or You Can call on 814754455
HOW TO LOGIN TO NAVI
LOAN APP/WEBSITES
First You Should Have Downloaded Navi loan App In your Mobile Phone
Then You Will See The option Of Sign up then Enter Correct Details & Login To Your Account .
FAQ’S
1. WHAT DOES NAVI DO?
Navi is New-age Digital Platform That offers instant Personal Loans, Home Loans & Health Insurance . Get instant Personal loans up to 20 Lakhs & Home Loans Up to 10 Cores .
2.What are the Personal Loan Features Of Navi ?
Loan Upto 20,00,000
Instant Money Transfer to bank Account
100% Digital Process
Flexible loan & EMI Options
Zero Per Closure Charges
3.How much Loan Does Navi Provide on Home loan?
Home Loans
1.Amount up to 10 Corers
2.Intrest Rate: Starting at 6.4% yearly
3.Tenure Up to 25 Years
4. Loan Amount up to 90%
4.What Are NAVI Home Loan
Features?
Instant Loan Offer
Loans for under-construction , Self –Constructed and Ready-to-move Homes
No Application , legal, valuation or Document Handling Fees
Operational Cites : Mumbai, Bangalore, Delhi, Hyderabad, Chennai, Mysore.
5.Does NAVI Provides Health Insurance ?
Yes, Navi Provides Health insurance . You can Ge Your Health insured in 2 minutes with flexible monthly premium options starting at Rs 241/Month . Cover up to 1 Corer . You can File Claim From Your Phone any time, Anywhere.
6.Why Should You Choose Navi Health Insurance?
It says that if you are Cashless You can Claims in 20 Minutes
10,000+ Cashless network Hospitals
97% Claim Settlement Ratio
100% Digital Process
Registered & Corporate office: Navi General Insurance limited, Salarpuria Business Centre , 4th B Cross Road, 5th Block , Koramangala , Bangalore, Karnataka -560095 .
7.Can You Give
Example To Explain The Loan & Interest Rate Process of Navi?
EXAMPLE:
Loan Amount: Rs 50,000
Tenure: 12 Months
Interest Rate: 22%(on Reducing Principal Balance interest Calculator)
EMI: Rs 4,680
Total Interest Payable : 4,680 x 12 Months – Rs 50,000
Principal = Rs 6,160
Processing Fee (including GST): Rs 1,475
Disbursed Amount :50,000-1,475 = Rs 48,525
Total Amount Payable: Rs 4,680 x 12Months =56,160
Total Cost OF THE loan = interest Amount +
Processing Fees= Rs 6,160 + 1475 = 7,635 .
CONCLUSION : Navi is an Best Digital Way to get Instant Online Loan, Health Insurance , Home Loan. We have Seen All the Eligibility Criteria , Documents Required For it , Loan Tenure, Interest Rate , EMI Payments and Till Maximum Loan Amount Offered To Borrowers’ as Per their Eligibility. For The Loans we have Discussed above You can Opt for any of this . Hope You Have Got an Clear Idea About Navi LOANS if You Feel This Was helpful Article or You Have Any Type of Quires You Can Comment In Comment Section . Stay Tuned For More Loan, Finance , Insurance Information on this Blog .
Thank You
DISCLAIMER : All the Information provided about Navi Loan is Referred From Navi app & Loan . Do Read All The Instruction Carefully . If There is any type of Misleading information or Activity We are Not Responsible For it . We Provide Information about Different Types of Loan apps from our Sources .
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